Health cash plans for intermediaries in the UK
Help your clients offer affordable everyday healthcare cover, with cash back towards routine costs and access to digital services that support faster care.
A practical way to support employee health
Rising absence, delayed access to care and growing pressure on wellbeing can all affect business performance. Our healthcare solutions help your clients offer meaningful support to employees with cover that’s affordable, easy to implement and relevant to the health needs people face every day.
Simply Health Plan: everyday healthcare cover with digital support built in
Simply Health Plan helps employees claim back towards the cost of everyday healthcare while also giving them access to useful digital services that support faster care and earlier intervention.
Employees can claim back towards the cost of:
Dental, optical and physio appointments
Chiropractic and podiatry treatments
Diagnostic scans and consultations
A wide range of routine and preventative health services
With six levels of cover available, clients can choose an option that fits their workforce needs and budget - making it easier to offer valuable health support at scale.
Services provided by third party providers.
Digital healthcare that helps employees get support sooner
Fast access to the right support can make a real difference to employee wellbeing and time away from work. Alongside everyday healthcare cover, employees can access digital services that help them take action earlier.
24/7 access to online GP & nurse appointments
Day or night, employees can speak to a GP or nurse. No waiting rooms. Just fast access to professional advice.
24/7 mental health support
Practical, confidential support for stress, anxiety and wider mental health needs.
Digital muscle & joint pain assessments
Support employees with digital assessments and guidance for muscle and joint concerns that can affect comfort, mobility and work.
Access to discounted & self-pay health & wellbeing services
Including skin, sleep, gut health, neurodiversity assessments and more.
Life advice
Specialist legal and financial advice for life’s challenges. From mortgages, debt or divorce.
Gym membership discounts
Discounts on gym and leisure memberships nationwide.
Services provided by third party suppliers
Ready to work with us?
Call our intermediaries team on 0330 102 5337 to request pricing and discuss your clients’ needs. Or use our online contact form to get in touch.
Why intermediaries choose the Simply Health Plan
Reduce absence
Fast access to routine appointments and digital healthcare means employees spend less time waiting to be seen - and more time feeling well and productive.1
Return on investment
Every £1 invested in employee mental health and wellbeing support returns £4.70.2
Seamless onboarding
A streamlined onboarding journey and online employer portal make it easy to get started and manage the scheme.
Trusted by thousands of leading organisations
Simply Health Plan supports businesses of all sizes, from smaller organisations to major UK employers, with practical healthcare solutions designed for real workforce needs.
Outcomes that matter to employers
Fast, reliable claims experience
94% of all claims paid, with an average turnaround of just 1.2 days, and approved payments landing within 3 working days.
Friendly & experienced GPs
94% of patients rated their experience as Very Good or Good.
Support never stops
42,000+ GP calls (HealthHero) and 20,000+ EAP calls through (Spectrum.Life). Keeping employees supported day and night.
All statistics are based on Simplyhealth internal data (Jan-Dec 2025).
Success stories from our clients
Simplyhealth has made a meaningful impact across our workforce, boosting morale and supporting early, preventative care. Employees particularly value the 24-hour GP access service and support with routine healthcare costs like dental check-ups, eye tests and physiotherapy.
Together Housing, March 2026
Our experience with Simplyhealth has been outstanding. They’ve been more than just a provider; they’re a true partner in supporting our people. The platform is intuitive, the customer service is excellent, and the impact on our staff has been clear.
Battersea Dogs and Cats Home,
October 2025
Get a health cash plan quote for your client today
Talk to our intermediaries team about pricing, plan options and the right fit for your client’s workforce.
Some of our services are provided by third party providers.
Resources for you and your clients
Helpful information to support onboarding, claims and product understanding.
Coming on board guide
How to claim online guide
Policy handbook
Table of cover
Insurance Product Information Document (IPID)
Frequently asked questions
What is the Simply Health Plan?
Simply Health Plan is an insurance health cash plan that helps employees claim back towards everyday healthcare costs, while also giving them access to digital health and wellbeing services such as 24/7 access to online GP appointments and mental health support. It offers employers a practical and affordable way to support employee health.
What can employees claim back on?
Employees can claim back towards the cost of everyday healthcare such as dental appointments, optical costs, physiotherapy, chiropractic treatment, podiatry, consultations, diagnostic tests and other routine healthcare services.
What health services do employees get access to?
Employees can access digital services such as 24/7 access to online GP and nurse appointments, mental health support, life advice helplines and digital muscle and joint pain assessments.
How does this compare with private medical insurance?
Traditional PMI typically covers major medical events like surgery in private hospitals but excludes routine care and pre-existing conditions*. Simply Health Plan focuses on everyday healthcare needs, access to 24/7 online GP, mental health support, and cash-back towards dental, optical, and physiotherapy, which address the health issues that cause a significant amount of sick days.
*Specific coverage will vary depending on the provider and plan.
Are pre‑existing conditions covered?
Yes. Pre‑existing conditions are covered under Simply Health Plan, with no excesses.
*The New Child Payment benefit has a 6-month qualifying period.
Do employees need referrals or pre‑approvals to use services?
No. Employees can access services directly through the app without referrals or preapprovals.
Terms and conditions should be checked to ensure the healthcare providers qualification is recognised by Simplyhealth
How do employees submit claims and get reimbursed?
Employees can claim quickly and easily through the Simplyhealth app, which is designed to drive engagement and simplify the process. Claims are processed in an average of 1.2 days, and approved payments are back in their bank account within 3 working days.
What on‑demand services are available?
Employees can access discounted or self-pay health and wellbeing services such as MRI, CT, X-ray and ultrasound scans, at-home health test kits, gut health consultations, neurodiversity assessments, and digital therapy.
Services provided by third party suppliers.
How can this help employers reduce sickness absence?
Fast access to online GPs, mental health support, and digital muscle and joint pain assessments help employees get treatment sooner, reducing time away from work and improving productivity.
Is it suitable for businesses of different sizes?
Yes. With multiple levels of cover available, Simply Health Plan can support businesses of different sizes and workforce needs.
How easy is it to manage the scheme as an employer?
Employers can manage their scheme through Simplyhealth’s online portal, allowing them to add or remove members, access reports, and update details easily.
What support is available for onboarding and ongoing administration?
Simplyhealth provides onboarding support, dedicated teams and practical tools to help employers and employees get set up quickly and use the services effectively.